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If you don’t have a Stellar wallet, you can sign in with Google, GitHub or an email code. The app then creates a Stellar test account for you through Pollar, with test XLM already in it and USDC already added.
Pollar holds the key of this account, not you. That is fine for test coins and the reason this option exists only on testnet. For anything you want to control yourself, use Freighter.
After you sign in, the app also creates a Signet test key in your browser for the Bitcoin side, and asks the Writz faucet to send it test BTC. You can then lock BTC, borrow, repay and release without installing anything. If you prefer, you can still use Xverse instead.

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Sign in

1

Open the Wallets panel

Go to testnet.writz.xyz and select Connect wallets at the top right.
2

Choose how to sign in

Under Stellar wallet, below Connect Stellar wallet, select Google, GitHub or Email.
Wallets panel with Connect Stellar wallet, then Google, GitHub and Email buttons

The Wallets panel before connecting. The three sign-in buttons are under the Stellar wallet.

3

Finish signing in

  • Google or GitHub: a popup opens. Sign in there and allow access. The panel shows Finish signing in in the popup until you do.
  • Email: type your email, select Send code, then enter the code you receive under Code and select Verify.
Wallets panel with an email field and the Send code button

Email sign-in. The code arrives by email; enter it in the next screen.

4

Wait for your account

The panel shows Creating your Stellar account… and then Your account is being created on Stellar. This takes a few seconds. When it is ready, your Stellar address appears in the panel and USDC added reads Yes.

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What you get

  • A Stellar testnet account with test XLM in it, so you never need Friendbot.
  • USDC already added to the account (the trustline), so you can receive test USDC straight away.
  • Network fees paid by Pollar on Writz transactions. If a transaction is not covered, the test XLM in the account pays its small fee.

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Your Signet test key

  • Where it lives: only in this browser’s storage, one key per signed-in account. It is never sent to Writz, to Pollar or to the relayer.
  • Test coins only: it exists only on testnet, with Bitcoin signet coins that have no value. The mainnet app has no such key.
  • Funding: right after sign-in, the Writz faucet sends it 20,000 test sats once per account. The coins can be locked as soon as they are sent. If the faucet is off, empty or has reached its daily limit, the Home page says so and links to public signet faucets; send test BTC to the key’s address shown there.
  • Losing it: clearing site data, a private window or another device does not have the key. A test loan whose key is lost cannot be released. To move it, open the Wallets panel and select Back up or restore under Signet test key to download the key file, then restore it in the other browser.
  • Anyone with the key file can spend its test coins. Keep it private, even though they have no value.

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Your first loan

Home shows Your first loan, in five steps: get test BTC, lock BTC, borrow USDC, repay and release. Each step opens the usual screen with a suggested amount: most of your test BTC to lock, and a quarter of what you could borrow, far from liquidation. If interest leaves you a few cents short when you repay, the Repay panel offers to swap a little test XLM for the missing USDC.

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Sign out

Open the Wallets panel and select Disconnect under the Stellar wallet. Signing in again with the same Google account, GitHub account or email gives you the same Stellar account back, with your loans and balances. Last checked against the app on 2026-10-25.