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Writz go-to-market phases, November 2026 to mainnet Writz go-to-market phases, November 2026 to mainnet

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Phase 1: Validation

4 to 30 November 2026. Find who borrows first and what stops them.
  • 4 to 8 November: an interview screener with country and date of the last BTC sale; invitations from the founders’ accounts; a list of 5 lenders; a first list of institutions.
  • 9 to 15 November: the first interviews and the first talk in a community; the first conversations with lenders.
  • 16 to 30 November: the first guided sessions, and the brief sent to the institutions on the list.
Goal by 30 November: 10 named holders, 5 interviews, 2 completed cycles.

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Phase 2: Early users

1 December 2026 to 29 January 2027. Turn interested people into users who complete the cycle, and lenders into written conditions.
  • December: small guided cohorts of holders, one to one; 5 conversations with lenders.
  • January: a second cohort; a technical evaluation with the most advanced institution.
Goal by 30 December: 5 completed cycles. Goal by 29 January: 10 completed cycles, 3 lenders with written conditions and 1 institution in evaluation. With that, the first borrower profile is fixed.

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Phase 3: Pre-launch

February 2027 until mainnet. Have the first users and the USDC ready for day one.
  • A launch list made of the people who completed the cycle on testnet.
  • Lenders’ conditions become commitments, subject to the audit and to collateral that answers for a default.
  • A public walkthrough of how liquidation works on mainnet.
  • A testnet pilot with the institution in evaluation.

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Phase 4: Launch

Q2 to Q3 2027. First real loans, under caps.
  • An open launch, with no allowlist: 50,000 USDC across the pool and a planned 5,000 USDC per borrower.
  • The first loans come from the launch list.
  • Caps rise after 30 days without incidents.
Writz Lend on mainnet ships only after its gates are closed, including the legal entity, the audit and collateral that answers for a default. Any incident affecting funds keeps the caps where they are, or pauses lending within what the contracts allow, until the cause is understood and published.