> ## Documentation Index
> Fetch the complete documentation index at: https://docs.writz.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Get test funds

> Free test XLM, test BTC on Bitcoin signet and test USDC on Stellar testnet, and where each one goes.

You need up to three test coins. All are free and have no value.

| Coin | What it is for | Where to get it |
| - | - | - |
| XLM (Stellar testnet) | Network fees and the small reserve each Stellar account keeps | Friendbot |
| BTC (Bitcoin signet) | The collateral you lock to borrow | A signet faucet |
| USDC (Stellar testnet) | To lend, or to pay the interest when you repay | Circle's testnet faucet |

## Test XLM

Skip this if you [signed in with Google, GitHub or email](https://docs.writz.xyz/guides/sign-in-with-email.md): your account already has XLM.

Use any one of these:

* **In Freighter:** with Freighter on **Testnet**, select **Fund with Friendbot** on the empty account. See [Set up Freighter](https://docs.writz.xyz/guides/set-up-freighter.md#3-fund-the-account-with-test-xlm).
* **In the Writz app:** when your connected account has no XLM, the app shows **Account not funded**. Select **Fund with Friendbot**.
* **In Stellar Lab:** open [lab.stellar.org/account/fund](https://lab.stellar.org/account/fund), make sure the network at the top is **Testnet**, paste your Stellar address and request funds.

Friendbot sends 10,000 test XLM. You need only a few.

## Test BTC on Bitcoin signet

The smallest deposit Writz accepts on testnet is **0.00005 BTC** (5,000 sats), plus a Bitcoin network fee of a few hundred sats. One faucet payout of 10,000 sats covers it.

**1. Copy your Xverse payment address**

Connect Xverse in the app and select **Copy address** under **Bitcoin wallet** in the Wallets panel, or copy the payment address from Xverse itself. See [Set up Xverse](https://docs.writz.xyz/guides/set-up-xverse.md#3-find-your-payment-address).

**2. Request coins from a faucet**

Use one of the faucets the app links to under **Testnet faucets** in the Wallets panel:

* [bitcoinsignetfaucet.com](https://bitcoinsignetfaucet.com): paste the address in **Signet address**, enter an **Amount (sats)** from 1,000 to 10,000 (10,000 is best for Writz), and select **Request test sats**. Up to five requests per address in 24 hours.
* [signet.dcorral.com](https://signet.dcorral.com): sends 0.0001 BTC (10,000 sats) per request. Paste the address in the **Enter your Signet address** field, complete the human check and select **Get Signet BTC**.

**3. Wait for it to arrive**

Faucets send in batches. The coins usually show up in Xverse within a few minutes as unconfirmed, and confirm with the next signet block. Writz shows the balance it sees in the Wallets panel.

> [!NOTE]
>
> A faucet may be empty or paused for a while. If one fails, try the other one. Faucets are run by third parties, not by Writz.

## Test USDC on Stellar testnet

Writz uses **Circle's testnet USDC** on Stellar, issued by `GBBD47IF6LWK7P7MDEVSCWR7DPUWV3NY3DTQEVFL4NAT4AQH3ZLLFLA5`.

> [!WARNING]
>
> The Wallets panel also links to **Blend test USDC**. That is a different token and does not work for borrowing, repaying or lending. Use Circle's faucet below.

**1. Add USDC to your Stellar account**

A Stellar account must opt in to a token before it can receive it (this is called a trustline). The easiest way is in the app: open **Lend**, and if your account can't hold USDC yet, select **Add USDC** and confirm in your wallet. Your wallet sets aside 0.5 XLM for it.

Signed in with Google, GitHub or email? USDC is already added. The Wallets panel shows **USDC added: Yes**.

**2. Open Circle's faucet**

Go to [faucet.circle.com](https://faucet.circle.com). Select **USDC**, open the **Network** menu and choose **Stellar Testnet**.

**3. Send to your Stellar address**

Paste your Stellar address in **Send to** and select **Send 20 USDC**.

![Circle testnet faucet with USDC selected, network Stellar Testnet and a Send to field](https://mintcdn.com/writz-protocol/AtDBkTL5W_JkQblu/images/guides/faucet-circle.png?fit=max\&auto=format\&n=AtDBkTL5W_JkQblu\&q=85\&s=01521b4e295dd7f3e475a5e1145136f0)

Circle's faucet with Stellar Testnet selected.

Circle allows one request per asset and network every 2 hours. If the request fails, check that USDC is added to your account first: Stellar rejects a payment to an account without the trustline.

You can also get test USDC by [borrowing it](https://docs.writz.xyz/guides/borrow.md) against test BTC.

*Last checked on 2026-10-25.*


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