> ## Documentation Index
> Fetch the complete documentation index at: https://docs.writz.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# The plan by phase

> Four phases from validation in November 2026 to a capped mainnet launch, with what each phase does and the goal that closes it.

![Writz go-to-market phases, November 2026 to mainnet](https://mintcdn.com/writz-protocol/BZHlAVsCCZReDYmX/diagrams/gtm-phases.svg?fit=max\&auto=format\&n=BZHlAVsCCZReDYmX\&q=85\&s=b17d86899b730dbcdce30b2a00e2aae7)

| Phase | When | What it achieves |
| - | - | - |
| **1. Validation** | 4 to 30 November 2026 | Find who borrows first and what stops them |
| **2. Early users** | 1 December 2026 to 29 January 2027 | Turn interested people into users who complete the cycle, and lenders into written conditions |
| **3. Pre-launch** | February 2027 until mainnet | Have the first users and the USDC ready for day one |
| **4. Launch** | Q2 to Q3 2027 | First real loans, under caps |

## Phase 1: Validation

**4 to 30 November 2026.** Find who borrows first and what stops them.

* **4 to 8 November:** an interview screener with country and date of the last BTC sale; invitations from the founders' accounts; a list of 5 lenders; a first list of institutions.
* **9 to 15 November:** the first interviews and the first talk in a community; the first conversations with lenders.
* **16 to 30 November:** the first guided sessions, and the brief sent to the institutions on the list.

**Goal by 30 November:** 10 named holders, 5 interviews, 2 completed cycles.

## Phase 2: Early users

**1 December 2026 to 29 January 2027.** Turn interested people into users who complete the cycle, and lenders into written conditions.

* **December:** small guided cohorts of holders, one to one; 5 conversations with lenders.
* **January:** a second cohort; a technical evaluation with the most advanced institution.

**Goal by 30 December:** 5 completed cycles.

**Goal by 29 January:** 10 completed cycles, 3 lenders with written conditions and 1 institution in evaluation. With that, the first borrower profile is fixed.

## Phase 3: Pre-launch

**February 2027 until mainnet.** Have the first users and the USDC ready for day one.

* A launch list made of the people who completed the cycle on testnet.
* Lenders' conditions become commitments, subject to the [audit](https://docs.writz.xyz/security/audits.md) and to collateral that answers for a default.
* A public walkthrough of how liquidation works on mainnet.
* A testnet pilot with the institution in evaluation.

## Phase 4: Launch

**Q2 to Q3 2027.** First real loans, under caps.

* An open launch, with no allowlist: 50,000 USDC across the pool and a planned 5,000 USDC per borrower.
* The first loans come from the launch list.
* Caps rise after 30 days without incidents.

[Writz Lend on mainnet](https://docs.writz.xyz/products/writz-lend.md#mainnet) ships only after its gates are closed, including the legal entity, the audit and collateral that answers for a default. Any incident affecting funds keeps the caps where they are, or pauses lending within what the contracts allow, until the cause is understood and published.


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